Private Wealth
Management.
Entirely Yours.
My Net Worth / Private Office
How the
Private Office
Works
My Net Worth Private Office serves New Zealanders with $1 million or more in investable assets through a single, deeply integrated advisory team.
Investment management, financial planning, tax structuring, and legacy planning — coordinated by one team, aligned to one purpose: building and protecting your wealth across generations.
01
Investment Management
Calibrated to You
We build globally diversified portfolios around your specific risk tolerance, income requirements, and long-term goals — not a model portfolio designed for the median investor.
Through our institutional relationships, we provide access to private equity, real assets, and alternative strategies typically available only to endowments and sovereign wealth funds.
Your investment strategy is integrated with your tax position, liquidity requirements, and succession objectives from day one. Every allocation serves a purpose.
02
Financial Planning
A Plan That Accounts for Everything
A comprehensive financial plan is the foundation of our relationship. We model your entire financial life — assets, liabilities, income streams, expenditure, and aspirations — across multiple time horizons.
We stress-test against real scenarios: market downturns, property transactions, business sales, retirement, and the unexpected. You see the full picture before every major decision is made.
Your plan is reviewed annually and updated as your life evolves. It is the document that keeps every other pillar of our service aligned with what matters most to you.
03
Tax & Structuring
The Structure Your Wealth Deserves
In New Zealand's current tax environment — with the trustee rate now at 39% — intelligent structuring is not optional. It is the difference between preserving wealth and surrendering it.
We advise on family trust design and governance, PIE fund positioning, FIF rule management, look-through company structures, and KiwiSaver strategy. Often working alongside your solicitor and accountant, we ensure every piece fits.
Every dollar saved through correct structure is a dollar that compounds for your future. Over a 20-year horizon, the difference between well-structured and poorly structured wealth is profound.
04
Legacy Planning
Transferring What Matters
True wealth is not only what you accumulate. It is what you are able to protect, direct, and transfer to the people and causes you care about.
We design and govern family trusts, advise on wills and enduring powers of attorney, and build succession frameworks for family businesses and investment portfolios — the legal and the personal, handled together.
The conversations that matter most — about family dynamics, values, and what you want your wealth to achieve across generations — happen here, with an adviser who understands both the technical and human dimensions of legacy.
05
Strategic Cashflow
Assets, Liabilities, and the Space Between
Your wealth is not just what you own. It is the relationship between your assets and your obligations — and how efficiently that balance works in your favour.
We advise on mortgage structure, investment property financing, business capital requirements, and liquidity management. Debt, used correctly and structured well, is a wealth accelerant.
By managing your complete balance sheet — not just your investment portfolio — we ensure every component of your financial architecture is aligned and pulling in the same direction.
06
Protection
Defending What You Build
Building wealth is only half the equation. The other half is ensuring that what you accumulate cannot be diminished by litigation, relationship breakdown, business failure, or the unexpected loss of income or life.
We advise on risk insurance structures — life, trauma, income protection, and total permanent disability — integrated with your balance sheet so coverage is always calibrated to your actual need, not a generic formula.
Asset protection through properly governed trust structures, paired with the right insurance framework, forms the defensive layer beneath your financial architecture. Designed alongside your investments and planning, it costs less and works harder.
Private Office
The Integrated
Advantage
How Your Wealth Compounds
Each pillar strengthens the next.
Investment management is only as effective as the tax structure that holds it. Financial planning is only as powerful as the balance sheet it models. Legacy structures only achieve their purpose when investments are positioned correctly for transfer. And all of it depends on a protection layer that defends against the unexpected.
Managed in isolation, these disciplines are capable. Integrated by one team — with full visibility across your entire financial life — they compound.
Client Perspectives
What Our Clients Say.
We'd been with the same investment adviser for seven years — not because they were doing a good job, but because switching felt complicated. When we finally sat down with My Net Worth, they found that our family trust was poorly structured for the current trustee tax rate, our portfolio had significant overlap we'd never been shown, and our life insurance was materially underweight for what we'd built. Within six months, everything was restructured. I only wish we'd made the move earlier.
Richard H.
Business Owner · Auckland
I earn well, but I had no real plan. My KiwiSaver was in the wrong fund, my mortgage structure made no financial sense, and I'd never had anyone look at the whole picture at once. What struck me about My Net Worth was that the investment advice and the tax and estate advice weren't separate conversations — they were the same conversation. That's genuinely rare.
Dr. A. Patel
Medical Specialist · Christchurch
We have three adult children, a family trust, and a property portfolio — and we'd been getting advice from three different people who had never met each other. Having one team hold the entire picture, and knowing we can pass that relationship to our children when the time comes, is something we didn't know we were looking for until we had it.
James & Helen O.
Retirees · Auckland
Names abbreviated for client privacy.
