An Investment
Philosophy Built
on Conviction.
My Net Worth / Private Office / Investment Philosophy
01
The DIMS Foundation
Institutional Portfolios, Personalised to Purpose
The model portfolios underpinning every Private Office investment mandate are built and governed under a Discretionary Investment Management Service (DIMS) framework — the same structure used by institutional endowments, not retail fund platforms. Constructed across five risk profiles from capital preservation to long-horizon growth, each portfolio is globally diversified, cost-efficient, and built to compound over decades, not quarters.
Every allocation decision is grounded in evidence — not in product economics, market timing, or the pressure to look active. We apply the principles that govern serious institutional capital: strategic asset allocation, systematic rebalancing, and the discipline to remain invested through inevitable short-term volatility.
These model portfolios undergo regular investment committee review and are always subordinate to your plan. They are not an off-the-shelf product applied uniformly — they are a starting point, calibrated to your risk profile, income requirements, tax position, and investment horizon before the first dollar is committed.
02
Built Around What You Own
Direct Holdings, Thoughtfully Integrated
Many of our clients arrive with wealth that does not fit neatly into a managed portfolio. Direct shareholdings accumulated over a career. Commercial property held in trust. A business interest in the process of succession. A concentrated equity position built through years of executive compensation. We do not ask you to liquidate.
Our investment team maps every asset you hold — its tax basis, income profile, holding intent, liquidity, and emotional weight — before proposing anything. We then construct the complementary allocation: a portfolio that diversifies around your existing positions without triggering unnecessary tax events or disrupting legacy intentions.
Where concentration must be reduced over time, we design a structured multi-year strategy: phased liquidation, tax-loss harvesting, trust governance review, and coordination with your legal advisers. Every step is intentional, timed to your life — not driven by our preference for a cleaner portfolio.
03
A Global Perspective
Beyond the New Zealand Market
New Zealand's equity market represents a fraction of global capital — a small, correlated, commodity-linked economy that rewards those who look further. Our investment philosophy is built on international diversification: across geographies, currencies, sectors, and capital structures that a domestic-only portfolio cannot replicate.
We access global markets through institutional platforms and FMA-licensed PIE structures — the most tax-efficient vehicle available to New Zealand investors. Direct PIE fund holdings capture foreign withholding tax credits that feeder fund structures routinely sacrifice, compounding the difference significantly over a 20-year horizon.
For clients with overseas investment interests or multi-currency obligations, we manage the Foreign Investment Fund (FIF) regime with the same precision applied to domestic structuring. This includes FDR versus Revenue Account Method analysis, currency exposure review, and offshore trust governance — ensuring your global footprint is structured as efficiently as your domestic one.
04
The Investment Team
Specialist Expertise, Not a Generalist Compromise
Private Office investment mandates are managed by a dedicated team of investment specialists — CFA charterholders and portfolio managers whose careers have been built inside New Zealand's and the world's leading investment institutions, including Craigs Investment Partners, Forsyth Barr, ANZ Wealth, Fisher Funds, and a number of international firms that have managed capital across multiple market cycles. They have navigated the 2008 financial crisis, the COVID dislocation, and the rate cycle of 2022–23. That institutional memory is not incidental — it is the foundation every mandate is built on.
What distinguishes this model is the deliberate separation of expertise. Your financial planning, tax strategy, estate framework, and client relationship are managed by your dedicated Private Office adviser. Your investment portfolio is governed by a team whose singular focus is portfolio construction, asset allocation, risk management, and market analysis — specialists who do nothing else. Both functions operate to the same client mandate, but each with the depth that only genuine specialisation allows.
Your adviser is the bridge between these disciplines: translating portfolio positioning into the context of your complete financial plan, and ensuring that investment decisions never operate in isolation from the tax, estate, and cashflow considerations they affect. An investment committee meets regularly to review model portfolio positioning, stress-test allocations, and evaluate new opportunities — providing the institutional governance layer that individual advisory relationships alone cannot replicate.
