Lift Off / Calculators

Emergency Fund

How much should you hold in cash for unexpected events? Get a personalised target based on your expenses, employment type, and household situation.

$

Include rent/mortgage, food, utilities, transport, and insurance

I have dependants
$
$

Months of Cover

$21,000

Recommended Fund

$0

Current Fund

$21,000

Shortfall

3yr 6mo

Time to Goal

Want to build this into a complete financial plan?

Emergency reserves are just one piece of a well-structured financial picture.

Self-employed and those with dependants typically require a larger buffer to account for irregular income and higher fixed obligations. These projections are illustrative only and do not constitute financial advice.