LiftOff / Goal Planning
A plan for the
life you actually
want to live.
We map your goals to a clear, written financial strategy — then update it as your life changes.
Your plan covers
Fee-Based Financial Planning
Most people have a vague
sense of what they want.
Very few have a plan to get there.
A financial plan is not a product. It is a process — one that starts with understanding what you actually want, then builds a clear path to get you there.
At the end of that process, you receive a written Statement of Advice — a formal, personalised document you keep, that explains our recommendations and the reasoning behind every one.
86%
feel more financially confident
of people who work with a financial planner report greater confidence in their financial future.
65%
have no documented retirement plan
of New Zealanders aged 55 and over have no clear, written plan for how they will fund retirement.
96%
feel more in control
of clients with a written financial plan report feeling meaningfully more in control of their financial life.
How It Works
A cycle, not a
one-time conversation.
Discover
We map your current position: income, assets, debts, protection, and what you actually want your money to do.
Plan
A written financial plan tailored to your goals, timeline, and risk tolerance. Documented and yours to keep.
Act
We implement the strategy — investments, insurance, KiwiSaver, structure — coordinated as one system.
Review
Annual reviews keep your plan current as your life, income, and goals evolve.
A goal plan looks at everything. A KiwiSaver review fixes one thing. If your finances are interconnected — and they always are — a goal plan is where to start.
What We Cover
Everything that matters
to your financial life.
Goal planning is not advice in isolation. It is a holistic view of your entire financial picture — retirement, investments, protection, and property — built into one coordinated strategy that moves with you as your life changes.
KiwiSaver & Retirement
Grow your retirement savings
Optimising your KiwiSaver contributions, fund selection, and building a clear picture of what retirement looks like for you.
Investment Strategy
Build wealth beyond KiwiSaver
Creating a diversified portfolio through managed funds, shares, and other assets — structured around your timeline and risk tolerance.
Insurance & Protection
Protect what matters most
Ensuring your income, family, and assets are protected if the unexpected happens. The right cover, not just any cover.
Property Integration
Coordinate property with your plan
Weaving property investment into your broader financial strategy — lending structure, portfolio sequencing, and long-term fit.
Example — What a Goal Plan Looks Like
Jordan & Sam, 32. Combined income $145k. First home three years away.
Their goal plan covered: switching both to a higher-growth KiwiSaver fund, setting up a dedicated investment account for their deposit top-up, replacing Sam's outdated income protection policy, and modelling the impact of a 10% deposit vs 20% across three property price points. Everything coordinated as one strategy — not four separate conversations.
For illustrative purposes only. Individual outcomes will vary.
Goal Planning
Ready to build
your financial plan?
A written Statement of Advice, built around your goals. Book a free 20-minute conversation to get started.
Get a Financial Plan