Lift Off / Calculators

Mortgage Calculator

Understand the true cost of your home loan. See how your repayments split between principal and interest — and how quickly your debt comes down over time.

$
$
5 yrs30 yrs
1%12%
1%12%
$
Loan Amount$600,000
Initial Monthly Repayment$3,407
After Fixed Period$3,965
Accel. Fortnightly

saves $311,985 interest

$1,703

Annual Repayment Breakdown

PrincipalInterest

Remaining Debt Over Time

30 years

Loan Paid Off In

$813,899

Total Interest Paid

$1.41M

Total Cost of Loan

80%

Loan-to-Value Ratio

Want to structure your lending alongside your investment strategy?

We advise on property investment structure alongside your mortgage planning.

Projections assume constant rates after any fixed period and do not account for bank fees, lender requirements, or future rate changes. Breaking a fixed-rate loan early may incur significant break fees. For personalised mortgage advice, speak with a Lift Off adviser.